what you need to know about water damage

I am the first to admit that I am not the best home repair person in the world. When something breaks, it usually takes me a while to figure out how to make the repairs or to break down and hire someone to make the repairs for me. When my dishwasher was leaking, I made the big mistake of not taking action immediately. Instead, I just stopped using it. I thought that not using it solved my problems, but it didn't. About three weeks later, I had to hire a repair contractor to fix all of the damage that the dishwasher had caused. Find out about water damage on my blog.

How To File An Insurance Claim For A Water Damaged Piano


The loss of a piano can be extremely painful because if you've had the piano for a long enough period of time, it becomes part of your family. Losing a piano to water damage can be especially trying, because the piano will look like it is able to work, but it might be falling apart from the inside due to a proliferation of mold or be out of tune past redemption. Whether or you choose to replace the piano or repair it, the process is going to be very expensive. If you were worried about your piano, you likely took out an insurance policy on it. Here are the steps that you need to follow in order to file an insurance claim for a water damaged piano.

1. Call Your Insurance Company Immediately

Examine your piano after the flood waters have subsided or you have moved the piano to a safer location. Look for any potential areas that will need repair and report these damages to your insurance company immediately. Make sure that you take the name, number, and extension of the person that you talk to in order to make sure that you get the most knowledgeable person about your case to help you each time you need to call. Ask if there is anything that they need.

2. Get the Piano in as Safe an Area as Possible

Next, make your piano as safe as possible. If you have a leaky roof, patch it as best you can in order to make sure that no more water drips on your piano. If your piano is in a room that has flooded and you can't move it up or down the stairs, have two or three strong people hold up the piano for you so that you can raise the piano up on cinder blocks in order to keep it from getting wet again. Don't cover the piano because this will hinder the process of the water inside of the piano evaporating. Keep your receipts for any materials that you purchase in order to make sure that you are reimbursed.

3. Take Pictures or a Video of the Damage

First, take pictures of any areas that have been damaged on the outside of the piano. Then, take pictures of the insides of the piano, making sure to illuminate it for visibility. Go through these pictures and choose the ones that best represent the damage that your piano has suffered. When you are taking pictures or video, take much more content than you think you will need in order to make sure that you cover every angle of the piano.

4. Send the Video and Pictures to Your Agent

Call your insurance agent and talk with him or her about how they would like to receive the records of the damage that you have taken. Send the records in their preferred method, making sure that you keep one or two copies of each picture and video for yourself.

5. Wait

If the damage done to your piano was a result of a disaster, there's a good chance that anyone who has lost a home will be ahead of you in the insurance queue. If you need immediate assistance because the piano is needed soon, then call up your insurance agent and see if you can hire someone to fix your piano and be reimbursed later.

For more information, talk to a company that specializes in emergency water removal like Firewater Restoration Services.


27 July 2015