what you need to know about water damage

I am the first to admit that I am not the best home repair person in the world. When something breaks, it usually takes me a while to figure out how to make the repairs or to break down and hire someone to make the repairs for me. When my dishwasher was leaking, I made the big mistake of not taking action immediately. Instead, I just stopped using it. I thought that not using it solved my problems, but it didn't. About three weeks later, I had to hire a repair contractor to fix all of the damage that the dishwasher had caused. Find out about water damage on my blog.

What To Know About A Fire Damage Assessment

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If your home has suffered from fire damage, it can be devastating, especially if the fire spread through the entirety of your home. Luckily, if you have homeowners insurance, you likely have fire damage coverage, which ensures that you are able to receive compensation for the damages that have occurred. In order for your homeowners insurance company to know how much you should be compensated for, you will need to have a fire damage assessment done. So be sure that you don't touch anything after the fire has taken place to ensure that the assessment is as thorough and complete as possible. Here's what you should know about how a fire damage assessment works:

Assesses External Damages:

The first thing that will be done when the professional arrives to your home for an assessment is an inspection of the outside of your home. They are specifically looking for any melted objects and any damage to the chimney or roof. Be sure that you take pictures of the damage for yourself as well to ensure that you have physical proof in case there are any problems in the future with the insurance company. 

Assesses the Internal Damages: 

Once the damage on the exterior of your home has been assessed, the professional will look for internal damage. Specifically, the professional will look for visible damage done to the walls, ceiling, floors, vents, windows, and plumbing fixtures. In this case, it helps to take pictures, as well as mark down the cost of specific items in your home that have been damaged. You can use this to help guarantee that you receive proper compensation. 

Cleaning:

Once the property has been assessed, professionals will come out to clean the property. This part should not wait because you want to ensure that mold and mildew does not have time to grow in the house and cause further damage. Although your insurance company will be the ones to send out the professionals, be sure that you follow up with them to be sure that it is done right after the assessment has taken place. 

When you know how a fire damage assessment works, you can see why it's so important not to try and clean the property on your own. Be sure that you allow your homeowners insurance company handle the situation so that the fire damage cleanup is compensated for properly. The only thing you should be worried about is taking picture evidence and ensuring that the cleanup is scheduled for as quickly as possible. 

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18 January 2016